Whether you are married or single, taking charge of your overall finances may feel like a part-time job. It all boils down to being organized and making smart decisions. Many individuals save money as a second thought. When they get ‘extra cash’, the money is apportioned to bills, foodstuffs, rent or a mortgage or daily expenses among additional things. The only time supplying money to savings is when there is ‘extra cash’ left over. Regrettably with this backwards thinking there is just about never any ‘extra cash’ left over to save. The goal of this Book is to provide some basic baseline fundamentals that will address current money management situations, while establishing the discipline needed for financial stability and financial growth.